Business Owner’s Policies

Commercial property insurance (aka Business Owner’s Policies) protects your business from the loss of, or damage to, your business property. Commercial property insurance covers a wide area with many types of coverage. The coverage you need depends on what type of business you have. 

Most businesses obtain their property damage coverage through a commercial property policy that covers business property loss or damage. A business owner policy can then be customized with endorsements that add, exclude, or modify in some way the coverage provided by a basic policy.  In this way, you can tailor your insurance to cover only those things your business needs.